“Colin, thank you for your assistance during the purchase of our second home. It was really daunting to begin with but you were able to deal with all our concerns and gave us peace of mind. You were spot on with your calculations and thank you for the many hours clarifying it all so we could make informed decisions. We recommend your services to anyone who values reliability and honesty. Thanks again”.
Elsa Smith, Landsdale
“We recently purchased our first investment property and found Colin through a recommendation on an online investment forum we use. We found Colin to be reliable, always deliver on his promises and very knowledgeable. I asked plenty of ‘stupid’ questions and always received prompt, detailed responses from Colin who explained everything to us throughout the process of re-arranging our current and securing our second mortgage. I felt Colin was genuinely interested and concerned for our success and I did not feel like ‘just another client’. I would highly recommend Colin’s services.”
Lizzy Harris, Clarkson
“Colin has been a great help with our financial situation and helping us achieve our newest property. Colin’s service has been outstanding and he went out of his way to ensure every little detail was followed through even working late into the night. There was never any problem as Colin would always have the solution. He is reliable, efficient and very pro-active with his work methods which gives you the peace of mind that your being well looked after. I would recommend Colin to anyone looking for constructive advice/help with their financial situation”
Roz Dawson, Bullsbrook
“After years of being scared to step into property investing we began working with Colin to understand our position and options to build our wealth from property. Colin has been an amazing wealth of knowledge and has guided us through the process of purchasing our first investment property.
He was able to get us better options with our own bank and explains everything in a way we were able to understand. His expertise and experience plus his helpful nature gave us the support we needed. He was also able to provide solutions to related problems from his network of experts.
If you want to invest, or want to get better deals on what you have right now, Colin is the mortgage broker to work with. I highly recommend Financial Momentum for all your property investment and mortgage needs”.
Jo Saunders, Dianella
“Colin firstly I would like to thank you for everything you have done over the past month. I was most impressed at how you explained things in “simple” terms with your spread sheets. You are professional, honest, efficient and true to your word. Although our situation did not allow us to refinance you did not hesitate to negotiate a MUCH better deal with our current bank. You have saved us over $6,000 a year which will help us so much. Once again, thanks so much for everything and I would have no hesitation in recommending you to anyone who needs any financial assistance. Actually, I have provided your name to 3 work colleagues already”.
Telena Thornton, Carlisle
“I will always use Colin for all my finance needs as he put what was good for me ahead of financial gains for himself. He was informative and knew his job well. He did what he said he was going to do in a timely professional manner. And best of all his services are FREE!!!”
Dean Letard, Banksia Grove
“Colin was recommended to us by a work colleague who had previous dealings with him. We found Colin went the extra mile to ensure that we were totally satisfied with the outcome of our business. I have since then recommended him to some of our friends and would not hesitate to work with him again in the future”
Brian Cassidy, Clarkson
“Some feedback for you: the real estate agent (Iris) is really impressed with your services and she’ll keep you on her database as a referral for a good Finance Broker. I told her you’re just the best! I also recommended you to a friend and a work mate just this week, hopefully they’ll contact you soon”
Luciana Carneiro, Nollamara
“Thanks for all the attention I’m getting. I feel like your only client and will definitely be recommending you to all our friends”
Kim Dent, Connolly
“Colin is very trustworthy and hard working. He provided a friendly service that gave us a significant saving. I’d strongly and without hesitation recommend Colin as your finance broker.”
Simeon Kendall, Joondalup
“Colin has assisted several of my clients with refinancing their existing mortgages, consolidating their debt or financing their first investment property. Colin is professional, personable and keeps me and the client informed every step of the finance process. Very happy to recommend Colin and look forward to developing our ongoing business relationship for many years to come”
Matthew Prouse, Accountant, Prouse Family Accountants, Joondalup
“I have had the pleasure of Colin providing lending advice to a number of clients. Colin will go out of his way to provide the best advice and most suitable option. Colin is honest in his dealings and builds a strong relationship with clients based on trust. I have had glowing feedback on the services Colin provides which further strengthens my relationship with the client. I have no hesitation in recommending Colin to anyone looking for a Mortgage Broker”
Rebecca Newton, Financial Planner, Prestige Wealth Partners, Joondalup
“Can I just say Colin the way you conducted the arranging of finance and the manner in which you kept me informed at all times was second to none and much appreciated from the vendor as well. I will definitely refer you services”
Rod McDougall, Sales Associate, Peard & Associates, Hillary
“Colin Rice is one of a kind. He is professional, extremely knowledgeable and, perhaps above all, committed to the best outcomes for his clients. Rarely does one find someone who’s willing to go the extra mile, but in my experience Colin is one such person. I cannot recommend him highly enough to you”
Darrel Griffin, Ellenbrook
“Colin provided excellent advice and a professional service”
Veronica Kilrain, Beelair
“Aspiring to buy property in the wake of the real estate boom in Perth is daunting. I didn’t expect to be able to buy property at all. I figured there was no harm in having a chat to Colin and finding out his take on my situation. We met informally with coffee and he fielded my questions. My perspective of property investment shifted from being dug in for the long haul paying off a family home; to taking a step using equity, rental income and tax breaks to climb the ladder. In that meeting Colin pre-approved me for an average loan, which I would later secure. I ditched the impossible fiction and embarked on an investment strategy; settling for a first time property which I could afford and was happy with.
Not only was my newly renovated 4×1 my first step towards building an invested future, it upgraded my lifestyle, giving me independence and financial stability. I was tickled pink that interest cost less than rent, and the current economy is still substantiating record low rates. I could afford to live on my own and stop sharing fridge space. Best of all however is the ability to keep saving pennies in an offset account for my next investment, and a dollar saved is a dollar I don’t pay interest on, so it’s a great incentive.
One reservation that I had was how could I trust a mortgage broker who will make a commission if he signs me up for a loan? For that reason I didn’t approach a bank employed financial adviser. Colin Rice is a mortgage broker for Financial Momentum, they are independent and facilitate loans from any bank, so you can compare all the loans available and pick the best one. He does earn a commission, but it doesn’t come from my repayments, the bank who issues the loan pays his commission, since he has generated income for them by signing me up.
So from the customer’s point of view you get an industry savvy broker to find you the best deal and guide you through the convoluted application process, and it won’t cost you a cent, because he’s paid out of bank profits, not your pocket. I understand people say “but you’re paying for bank profit”, and that’s true, but no more than if I’d secured the loan myself, in fact probably less because Colin ensures the lowest rates and fees etc. It’s all above board and completely transparent.
I’d recommend Colin to anyone in a heartbeat. Buying property with finance is a stressful and complicated legal process. If you’re looking to buy property, whether it’s you’re first home or an investment property, save yourself a lot of hassle and get Colin to advise you. From my experience Colin already knows which bank loans are the best before you walk in the door. Colin will be able tell you the best interest rate going, and in some cases can pre-approve you after one meeting. With so many hoops to jump through, each with its own deadline, just one set back could disrupt the whole process and you don’t want your offer to fall over. Secure that property ASAP by letting a broker like Colin do the hard work for you. Thanks for the Invaluable free service and advice”.
Chris White, Cooloongup
“In 2013 we were advised that our rental property was going to be put up for sale. After years of renting on having to move when the owners tired of their investment properties my partner and I decided it was time to invest in our own future and purchase a home.
In order to purchase our home, and not being eligible for the first home buyers grant, we needed to obtain finance to make our dream a reality. Our biggest concerns were that we had been renting and paying out such large sums every week for our rental properties, that we had no real evidence of proof of savings other than a modest sum in one of our bank accounts. We were gifted some money from the family but we just didn’t know how to pull everything together enough to present it to a bank.
My sister had dealt with Colin in the past and he came highly recommended by her to talk us through the process involved and approach lenders on our behalf. We had looked at banks, however the lending jargon became very confusing very quickly so we decided to go ahead and follow her suggestion.
We were well aware that sometimes there are irreputable brokers out there and this concerned us greatly and had held us back from approaching a broker previously as we wanted the best loan for us, not just the loan that gave them the highest commission rate. As my sister has spent a long time investing in properties her recommendation of Colin was all we needed to proceed with his services.
Since we signed on with Colin we have managed to purchase our own home at a rate that works for us, he talked us through the whole process and laid things out in simple terms for us to understand. He has been very helpful throughout the application process and his follow up was amazing. During the application process we also suffered the loss of my father, Colin was very supportive, and understanding of our situation, taking the pressure off us and only contacting us when absolutely necessary which was greatly appreciated during a difficult time.
If someone we knew was considering using Colin’s services I would encourage them to go ahead and give him a call. Colin is a highly approachable person with a gift for listening to what you need and matching you to the right service for you. I cannot recommend Colin Highly enough, nor can I thank him enough for the assistance he gave us”.
Nicole Hayes, Tasmania
